We’ve all taken driver
safety courses in high school when we were preparing to get our license and we
were just learning the rules of the road. You may think the days of vehicle safety
courses are long behind you, especially if you’re the owner of a motorcycle,
but these classes could do more than potentially save your life. They could
save you money on your insurance policy premiums.
According to the
Centers for Disease Control and Prevention (CDC), between 2001 and 2008, more
than 34,000 motorcyclists were killed and nearly 1,222,000 persons were treated
in a U.S. emergency room for motorcycle related injuries that were non-fatal. With
the rate of riders in the United States on the rise, motorcyclist fatalities
and accidents are becoming a matter of public health concern. This has led many
motorcycle organizations to institute “Share the Road” campaigns and to also
remind riders of the importance of wearing helmets.
Motorcycle safety
courses go a long way toward protecting riders as well as looking out for the
well-being of other vehicles on the road. In addition to these safety benefits,
here are several ways these classes work to the rider’s advantage:
·
Most insurance carriers offer incentives for
completing these courses. Some may provide up to 15 percent off your premiums.
Speak with your agent to learn about the incentives they offer for completing
the course.
·
Many states offer free or very affordable
courses. Check with your local DMV for specifics.
·
Classes help riders improve their skills and confidence
while operating a motorcycle.
·
Safety classes are not lengthy, lasting one to
three days in many states.
With the freedom to ride your
motorbike wherever you wish comes personal responsibility. Invest not only in
your safety, but in your savings by taking a motorcycle safety course.
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